When you’re buying a home, understanding what a home survey covers can help you make an informed decision. It’s a key step that highlights the condition of a property and flags any potential issues.
Many first-time buyers wonder what’s included in this process, especially with different types of surveys available. This guide breaks down the essentials of a home buyers survey, explaining what to expect and what is usually checked.
Keep reading to learn about the key areas a surveyor inspects, so you know what a survey report really means for your future home.
What Is a Home Buyers Survey?
A home buyers survey, also known as a Level 2 HomeBuyer Report, is a mid-level inspection suited for most modern houses built with standard materials and in reasonable condition. It provides a professional overview of the property without going as deep as a full structural survey.
This type of survey focuses on visible and accessible parts of the home. It helps buyers identify problems that might require urgent attention or could affect the value of the property. If you’re purchasing an older or unusual property, a more detailed survey might be needed, but for many homes, this level offers a good balance between cost and detail.
Key Areas Covered in a Home Buyers Survey
The surveyor will examine various parts of the property, looking for signs of damage or defects. Here are some of the main things they check:
Damp Issues
Damp is a common problem in UK homes that might cause mould or structural damage over time. The surveyor will look for signs of rising damp, penetrating damp, or condensation on walls, ceilings, and floors. Any visible damp patches will be recorded in the report.
Wood Rot and Infestations
Timber in a property can be vulnerable to rot or pests like beetles and vermin. The survey will highlight any obvious decay or infestation affecting wooden parts. Untreated wood rot can compromise the structure, so it’s important to know if this is present.
Cracks and Subsidence
Cracks can appear in walls, ceilings, or floors for many reasons. Surveyors check whether these cracks might indicate serious problems like subsidence or structural movement. If there are concerning signs, the report may recommend further investigation by a structural engineer.
Roof and Loft Inspection
Where access is possible, the roof and loft space are examined for damage such as missing tiles, sagging areas, or poor insulation. The surveyor will also look at ventilation, which can affect the health of the roof and energy efficiency.
Drains and External Areas
Visible external drainage systems and manhole covers are inspected for blockages, damage, or poor installation. Although this isn’t a full drainage survey, it helps identify potential issues that could lead to future costs.
Japanese Knotweed
This invasive plant is a serious concern for property owners in the UK. If spotted during the survey, it will be reported along with advice to seek specialist help.
What the Survey Does Not Include
It’s important to know that a HomeBuyer Report does not include every possible test. For instance, the survey won’t cover electrical or plumbing systems in detail. It avoids invasive checks like lifting floorboards or drilling into walls. Areas that aren’t visible or accessible won’t be inspected either.
This survey also doesn’t provide a detailed energy performance evaluation or review legal matters such as boundaries or lease agreements. For those concerns, other experts or surveys may be required.
Final Thoughts on Home Surveys
Getting a home buyers survey is a smart way to understand the condition of a property before you commit. It flags any obvious problems and helps you avoid unexpected expenses. Remember, this type of survey suits conventional, modern homes in reasonable condition.
If you’re buying an older or heavily altered property, you might want a more comprehensive Level 3 Building Survey. Always choose the right survey for your specific situation.
Taking the time to review a home survey report carefully can save you money and stress later on. If you have doubts, consider seeking professional advice before proceeding.
If you want to make a confident property purchase, understanding what’s covered in a home survey is essential. Take the first step to secure your future home by learning exactly what to expect from your surveyor.
